looking for honda ej 97

[adioss77]

hi there
i 'm looking for honda ej year 1997 and above
as long it's accident free n good condition interior and body
and also sport rim
low millage....
meaning to say standard one also can la...
efi or soch vtec also can
by the way...my budget is below RM 53000
chow dude...adioss

 

[JINEIL2EN]

i think rm53k is juz enuf for EFI nia......... S-Vetc is more than that......cheerz..... :)

 

[sasuke]

Buy a copy of motor trader. I'm sure u can find one there. You budget may be enuf for year 97 nia.

 

[un_vtech59]

RM53k u can get EFI manual, last year i'd survey they (used car) selling '96 EFI for around RM53k - RM57k...
GOOD LUCK.......

 

[adioss77]

dude,
i already got 2 deal, tomorrow

efi 96, standard tak ingat punyer.......but then well maintained
RM 51 k, from owner....wat do you think guys?...ok ker
normally how much loan can get? and interest rate?

another one is efi 97...standard also selling at RM 54 k

so how?...need help n advise

adiossss B)

 

[JINEIL2EN]

Originally posted by adioss77@Feb 15 2005, 14:20
dude,
i already got 2 deal, tomorrow

efi 96, standard tak ingat punyer.......but then well maintained
RM 51 k, from owner....wat do you think guys?...ok ker
normally how much loan can get? and interest rate?

another one is efi 97...standard also selling at RM 54 k

so how?...need help n advise

adiossss B)

if that 96yrs 1 is sell at rm51k, & ur salary is more than rm4k, i bet u can get loan 100% at 3.825% to 4.25% interest for 6yrs.......as i kno if u get loan fr P****c Finance :)

 

[BlackHD]

jin, not possible ler... coz they got based market rate to follow. although ej u can have higher loan, but cannot be 100%. probably about 44k?

so on the road u need about 10k, 7k for balance, 500 for misc charges, 1.3k for insurance and 250+ for roadtax

 

[BlackHD]

Originally posted by adioss77@Feb 15 2005, 14:20
dude,
i already got 2 deal, tomorrow

efi 96, standard tak ingat punyer.......but then well maintained
RM 51 k, from owner....wat do you think guys?...ok ker
normally how much loan can get? and interest rate?

another one is efi 97...standard also selling at RM 54 k

so how?...need help n advise

adiossss B)

adios,

for me i personally think it's expensive for local ej model. my friend took one early last year, 97 ej... only abt 53k, now already pass 1 year... should decrease a bit lo... try to push their price.

 

[JINEIL2EN]

Originally posted by BlackHD@Feb 16 2005, 01:50
jin, not possible ler... coz they got based market rate to follow. although ej u can have higher loan, but cannot be 100%. probably about 44k?

so on the road u need about 10k, 7k for balance, 500 for misc charges, 1.3k for insurance and 250+ for roadtax

hhahaahaha......nop nop nop.....until last yrs 2004, the EJ is still can value(finance/bank internal market value) for bout 53k-55k. so, if ur salary is more than 4k, sure u can loan 100%...... :)






i'm the 1 that loan 100% .....& over.......... :ph34r:

 

[mynnDAWG]

with that budget can only get AUNTIE car la...1.6 1996 hahaha

 

[adioss77]

hi dude
i've check with my friends (usedcar owner)
the most i can get is RM 48 k loan for 7 year with 4.25 - 4.75 % interest
eh, wait a minute...is it enough if i pump another RM5 k
for 99 boddy kit and new black metalic paint
coz i really like it, more elegant and pack compared to 96 body
for me i like the body shape n design, bab enjin lom lagi la kot
eh, do you think that membazir...coz it almost RM 10 k cash for everything

comments from u guys :rolleyes:

 

[JINEIL2EN]

adioss77, my advice is, u goto any Bank/Finance ask for the loan & interest. dun juz heard ppl said. somore, used car can loan for max is 6yrs nia.... :)

 

[sasuke]

Originally posted by JINEIL2EN@Feb 16 2005, 10:46
adioss77, my advice is, u goto any Bank/Finance ask for the loan & interest. dun juz heard ppl said. somore, used car can loan for max is 6yrs nia.... :)

Not 6 yrs. My used car is 7 yrs loan, but it's a 3 yrs old car when I bought it.

 

[JINEIL2EN]

Originally posted by sasuke+Feb 16 2005, 10:49 -->

QUOTE (sasuke @ Feb 16 2005, 10:49 )

--QuoteBegin-JINEIL2EN

@Feb 16 2005, 10:46 adioss77, my advice is, u goto any Bank/Finance ask for the loan & interest. dun juz heard ppl said. somore, used car can loan for max is 6yrs nia.... :)

Not 6 yrs. My used car is 7 yrs loan, but it's a 3 yrs old car when I bought it. [/b][/quote] i mean the car he wanna buy is oredi over 5yrs liao mah..... :)

 

[sasuke]

Originally posted by adioss77@Feb 16 2005, 10:35
hi dude
i've check with my friends (usedcar owner)
the most i can get is RM 48 k loan for 7 year with 4.25 - 4.75 % interest
eh, wait a minute...is it enough if i pump another RM5 k
for 99 boddy kit and new black metalic paint
coz i really like it, more elegant and pack compared to 96 body
for me i like the body shape n design, bab enjin lom lagi la kot
eh, do you think that membazir...coz it almost RM 10 k cash for everything

comments from u guys :rolleyes:

If not ORI parts 5k+ can be done. If u wan ORI parts add another 4k lah.

 

[adioss77]

sasuke
RM 5 k, is it inclusive all, i mean plus paint

guys...
that 7 years 4.5 % is agreed from BCB
bcoz normally there are few criteria that need to be considered
such as documentation, does it strong or not
and also usedcar rate....if 5 star...year 1997, 9 year also can
but then slightly higher interest rate will charge la..hihi
good to share....coz it all involve financial planning....
and i in this industry...knowledge....
anyone wanna discuss about retirement planning?...hahaaha
cheers..

 

[JINEIL2EN]

wah.......4.5% for 7yrs.........good luck loh......ehehehhehee :lol:

i get 3.825% for 96yrs EJ/Ek...... :)

 

[sasuke]

Originally posted by adioss77@Feb 16 2005, 11:24
sasuke
RM 5 k, is it inclusive all, i mean plus paint

guys...
that 7 years 4.5 % is agreed from BCB
bcoz normally there are few criteria that need to be considered
such as documentation, does it strong or not
and also usedcar rate....if 5 star...year 1997, 9 year also can
but then slightly higher interest rate will charge la..hihi
good to share....coz it all involve financial planning....
and i in this industry...knowledge....
anyone wanna discuss about retirement planning?...hahaaha
cheers..

Conversion = 3k+
Normal 2K Paint = 1.8k

Honestly speaking, it's not worth to take a 7yrs loan for a 8 yrs old car. By the time u finished ur loan ur car is 15 yrs old. How much can u sell it? If u plan to change car earlier than that, what car can you change with the downpayment let say after 3yrs of instalment? Start a 90% loan again? By the time u retired, u have no income liao, but u still need to pay car loan?

One way can help it out, get a endownment insurance policy. When u retired collect the money pay the loan.

I'm the financial planner also. :ph34r:

 

[adioss77]

endowment insurance...the rate of return is very low
coz it made for protection...the rate cant even cover the inflation rate
but then again....honda cars especially...
after 5 years...the depreciation cost would a bit slower compared to other cars
especially national car
for instance waja depreciate RM 7 k annually
but for honda, honda eg 93/94 also still can sell at RM 32 k plus n above
eventhough dah lama, maybe coz that cars had past over 5 year active depreciation kot....tapi still worth my brother buy eg 92 at year 2000 at 42k
and sell it at 40k in year 2002..but of coz bukan kat usedcar...use JIMAT auction
better that way i guess....
that is my view la

guys...any ideas n comments
cheers

 

[adioss77]

hi guys...
i just bought the car
and i have a question???

how much would cost me if i wanna change to standard exzos RM???
sport rim 15 inch..is it ok?
how much cost for rims and tyre for standard honda rim
and how much for other ?,,good one

i was thinking to sell of the 17 inch rim n tyre (continental)
and the exzos also....normally how much...

pls help